lent to UK businesses

We have reached a fantastic milestone. We have lent

1 billion pounds directly to small businesses in the UK.

1 billion and counting!

Our mission

Building simple tools for real world businesses to achieve great things

Whether it's to pay for stock, get through a slow month or fuel high growth, small businesses often require funding to survive and thrive. Yet, the traditional funding options have long forms, slow response times, opaque fees and rigid underwriting criteria. We're here to solve that.

Our technology allows millions of businesses to access funding painlessly. Our two-minute application and immediate access to competitive funding allows business owners to get back to what they love, their business.

Capital on Tap has provided over £1 billion to help more than 65 thousand businesses grow, and we are just getting started. Today, we provide business cards and loans but as the needs of our customers evolve, our product will too. However, our end goal is always the same: building simple tools for real world businesses to achieve great things.


businesses helped to date

Our customers

We have partnered with over 65,000 businesses across the UK. Whether its tight cash flow issues or building expansions, we are here for small businesses.

Our core values

Just Pilot

Just pilot

  • Our company is built on piloting new ideas, we know our job is never done.
  • We ask questions, we figure it out.
  • We only build what our customers want.
Be a Buddy

Be a Buddy

  • It’s never not my job.
  • Tap in from day one.
  • We do the right thing.
Deliver It, Simple

Deliver it. Simple.

  • Choose the straightforward options.
  • Take ownership and get it done.
  • We take the complexity out of business funding.

Check out our careers page for our latest opportunities

How our customers talk about us.

Cosmin, Freight provider

“Quick approval and very responsive”

Farhan, Consultant

“Very simple and efficient process. The card was delivered within 3 days, really impressed with the speed and service.”

Andrew, Consultant

“An excellent card that I use all the time”

Joseph, Taxi operator

“No hassle, quick and simple”

Michael, Manufacturer

“Quickly and easily accessed finance to either purchase stock or inject into the bank account.”

Fida, Environmental services provider

“Absolutey superb from my initial query to obtaining a credit limit.”

Rachel, Shop owner

“Great way to help with cash flow when you need it.”

Gavin, Electrician

“Fantastic service. So easy and hassle free. Highly recommend.”

Want to be part of our growing team?