The credit card built for small businesses

Earn 1.5% cash back on all card purchases. Boost your cash back to 2% by switching to weekly AutoPay. Apply in under 2 minutes.

Go further with credit limits up to $50,000 (based on creditworthiness)
Free company cards with spend controls
No annual or FX fees

Apply now

Applying won't affect your personal credit score

Card issued by WebBank

Florist Holding Business Credit Card (1) (1)

Trusted by over 200,000 businesses

Interest rates range from 17.99% - 43.99% APR

(For new applicants only, based on creditworthiness)

Auto-sync with accounting software

24/7 support with real humans

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Enter your access code to automatically fill your application form.

Get rewarded for your business spending

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

Track card spending in real-time
Unlimited free company cards
Set spend limits for employees
Auto-sync to Xero and QuickBooks

Apply now

Rated excellent by our customers

4.9/5 Apple App Store

4.8/5 Google Play Store

4.7/5 Trustpilot

Capital On Tap Business Credit Cards Customers

Why choose Capital on Tap?

Over 200,000 small business customers have spent more than $12 billion on their Capital on Tap Business Credit Cards, issued by WebBank in the US.

Our customer stories prove why we are the best choice for your business credit card needs.

Apply now

Capital on Tap reviews

Free State Flora Founder Emily Forsberg (1)

Spring and summer are extremely busy for florists between graduations, holidays, weddings, and other warm weather events. The Capital on Tap Business Credit Card’s unlimited free 1.5% cashback benefits have helped the business thrive during the season’s demands.

Emily Forsberg
Owner of Free State Flora

Read our customer stories

Capital On Tap Business Credit Card Rewards

1.5% cash back, boosted to 2% with weekly AutoPay

Capital on Tap turns your business expenses into benefits with 1.5% cash back on all your business purchases. Switch to weekly AutoPay to elevate your cash back rate to 2%.

If you spend $10,000 per month on business expenses, you could earn up to $2,400 annually in rewards.

Apply now

Capital On Tap Business Credit Card And Rewards Gift Cards US

Travel and gift card rewards

Make being your own boss even more rewarding by earning rewards on every business purchase.

Use your rewards to reduce your balance or buy gift cards.

Plug into your accounting software

Auto-sync transactions to QuickBooks and Xero to save time and stay organized with our integrated accounting solutions.

Set it to auto-sync daily for hassle-free expense management.

Apply now

24/7 support

If you’re awake, so are we. Contact us any time to talk to a real person who’ll usually answer in 10 seconds or less.

We're here 24/7 to assist you with any questions or concerns you may have.

Capital On Tap Business Credit Cards App View

Track all your spending in one place

Improve your business management with the Capital on Tap app, a single platform for handling your business credit card and expenses. Get real-time notifications wherever you are.

Easily control your spending and your employees' expenses.

Capital On Tap Business Credit Card Team And Roles

Empower your employees

Enjoy free company cards for all your employees with personalized spend controls.

Give them the freedom to buy what they need to get their job done, while staying in control of their spending with real-time spend alerts.

Apply now

Barista Holding Capital On Tap Business Credit Card

Open an account online today

You'll typically get a decision within 24 hours of applying
Your physical card should arrive in just 4 business days
Virtual cards available for convenient spending
Running your business just got easier

Apply now