Business Funding for the Real World

  • Get up to £25,000 in minutes to grow your business
  • Spend on your Mastercard or transfer funds straight to your bank account.
  • No monthly or annual fees, free UK ATM withdrawals and FX spend

*Applying for a card will not affect your credit score


2 Minute


9.9% APR


Tired of fees? So are we.

Free to use. Forever. Yes, forever!
  • No monthly fees
  • Free supplementary cards (up to 10)
  • No annual fees (on our standard Mastercard)
  • Free replacement cards
  • No commission on international purchases
  • Free UK ATM withdrawals

Once you open your account we will only charge you if you use your credit line or withdraw from ATMs abroad

Reward your business with Capital on Tap Premium

Ready to be rewarded for your business spending?

Join Capital on Tap Premium and earn unlimited 0.5% cashback on your Mastercard spend.

If you spend £5,000 a month you can earn £300 of cashback per year.

Take advantage of our Premium offer and you'll pay an annual fee of just £79.

Simple business finance with simple rewards.

Get up to £25,000 to grow your business.

37 Days Interest Free on Card Spend

Up to 37 days interest free when you spend on your card and pay off in full every month (like a credit card).

Great Rates

Rates as low as 9.9% APR. Actual rate may vary based on your business profile, representative APR of 39.4%.


Spend credit instantly on your card or send funds to your high street bank account.

We keep getting better.

Capital on Tap iOS and Android applications (coming soon)

Current account – get a sort code and account number (coming soon)

Integrations with accounting software to make running your business easier (coming soon)

  • Michael, 28/07/2017

    “Excellent company and useful facility to have when running a small business”

  • Bonita, 27/07/2017

    “Great company couldn't run our business without their support - none now from banks! Would highly recommend them for excellent customer service.”

  • Kathryn Jane, 03/07/2017

    “Can't fault the service. You stick to the terms, they stick to their promise to increase facilities and reduce interest rates.”

  • S. Carline, 28/06/2017

    “So easy to use, easy access to information on your account.. wish all banking was a simple as this.”

  • Elizabeth, 11/07/2017

    “You came to my aid when I had nowhere else to go. Thank you”

Learn why our customers love us.

We have already helped over 40,000 businesses in the UK and add a new customer every 5 minutes.

See how we can help you today.