Handpicked business credit card benefits for small business owners - from cashback to free, unlimited employee cards.
Trusted by over 200,000 businesses
1% cashback on all card spend
Practical credit limits up to £250,000
Rates as low as 15.5% APR (variable)
Take your business to the next level with the Capital on Tap Business Credit Card. Get more from every purchase and maximise your spending power!
Apple App Store
Google Play Store
Trustpilot
Why wait for benefits to trickle in? They're always flowing with Capital on Tap’s Business Credit Card.
Don’t be restricted by your credit limit. Top it up with your business funds to make the most of our uncapped 1% cashback.
Got a £50,000 limit? Elevate it to £150,000 by preloading your own funds. Use your preloaded balance to make larger payments, maximise your rewards, and consolidate your spending.
Redeem it against your balance, turn it into cash, and purchase gift cards. With Preloading, top up your balance to boost your spending power and rewards earnings. Upgrade to our Business Rewards program to redeem for Avios points.
Start earning rewards today!
Empower your team with free, unlimited cards. Control spending with customisable, individual card limits, real-time notifications, ATM blocks, and card freezing – all from your smartphone or desktop.
Seamlessly integrate with popular accounting software like Sage, Xero and FreeAgent. Enjoy daily auto-syncing, categorised expenses, and up to 90 days of historical data syncing.
Escape automated phone systems and long hold times. Connect with a real human in under 10 seconds, day or night, via phone, chat, or email.
Need account help or product info? We've got you.
Your questions, our experts, 24/7.
No annual fees. No foreign exchange fees. No ATM fees.
Apply today and experience a business credit card that truly has your financial well-being in mind.
Start spending instantly with your virtual card. Our virtual cards offer control, security, and budgeting. Allocate funds to expenses, monitor your budget in real-time, and enjoy instant access to your money with added security measures.
Take your business to new heights with rates as low as 15.5% APR (variable), and up to 42 days interest-free credit on your card spend when you pay in full and on time.
Easy and flexible repayment options, including weekly or monthly Direct Debit, debit card, or bank transfer.
Use your card to tap and pay the easy, and private way wherever you see the contactless logo with Apple and Google Pay.
Stay protected with Visa’s Zero Liability Policy - a guarantee that you won’t be held responsible for unauthorised payments made with your account or account information.
Dispute card transactions by contacting our 24/7 customer service team, via phone, email or online chat.
Charge it up, pay it off, watch your score take off - using a business credit card can boost your business credit score in no time
Whether you're looking to secure a mortgage, attract investors, or simply improve your financial standing, our business credit card can help get you there.
Page last reviewed on 19 March 2024
by Lily Winnan
