Get money back on everyday business expenses when you use a cashback business credit card.
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Practical credit limits up to £250,000
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A cashback business credit card gives your business money back on purchases. You get a percentage of your spending returned to you as a reward for using the card.
With a 1% cashback card like the Capital on Tap Business Credit Card, say you use it to buy £1,000 of office supplies this month. That means you’ll have £10 worth of points available. You can use these points for cashback, gift cards, and more.
A cashback credit card works similarly to a normal credit card. But you get an extra perk - you earn rewards on your spending. With the Capital on Tap Business Credit Card you earn 1% cashback on all card purchases. That means for a £25,000 purchase you earn £250 cashback!
Earn cashback faster with Preloading by adding your own funds to increase your spending capacity.
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Discover the rewards of business ownership, starting with your spending!
Preloading lets you add your own money to your card's credit limit. This raises the limit so you can earn more rewards.
For example, say you need to pay a supplier £70,000. But your card limit is £50,000. Add £25,000 of your own funds to preload the card balance. Now you can pay the full £70,000. And you'll earn 1% cashback on the entire payment.
With the Capital on Tap card, you earn 1 point for every £1 spent.
Spend £50,000 on your card and you'll have £500 in points. Use them for:
Preloading puts more of your own money on the card. This amplifies your spending ability, which helps you earn points faster.
Get more from your spending.
Redeem your rewards against your balance, turn them into cash, or use them to purchase gift cards. Upgrade to our Business Rewards program to exchange points for Avios.
Use your cashback to pay your outstanding balance.
Have 40,000 rewards points? That's £400 off your bill, giving you more money to invest in growing your business.
Want your rewards as cash? Simple.
Convert points to cash. Have it deposited into your business bank account. Spend the money however you choose.
Treat yourself to gift cards from top brands.
Use your points on vouchers from Amazon, John Lewis, Tesco, and AirBnB. It’s a simple way to treat yourself or your team.
Unlock travel rewards with Capital on Tap's Business Rewards programme. Redeem your rewards points for Avios and enjoy:
Choosing the right cashback card takes research. Compare different cards to find the best fit.
Look at three key things:
Make sure the card matches your business goals. Then the rewards can help reach them.
Talk to your accountant about taxes on rewards. Some cashback and gifts may have tax rules. It's your responsibility to know potential taxes. An accountant can advise you on the regulations. Being informed ensures you use rewards the right way.
Page last reviewed on 19 March 2024