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Collecting Avios with a business credit card allows you to convert everyday business expenses into high-value travel rewards, such as flights, cabin upgrades, and hotel stays. With the Capital on Tap Business Credit Card, you earn reward points for every £1 spent. These points can be converted into Avios through major frequent flyer programs like The British Airways Club and Qatar Airways Privilege Club.
What are Avios?
Avios is a reward currency used by some of the world’s biggest airlines. Instead of just earning miles when you fly, you collect them when you buy things for your business.
Once you have enough Avios, you can spend them on Reward Flights. This is where you use points to pay for the seat and only pay the taxes and fees in cash. You can also spend them on an upgrade to your seat to Business or First Class, or even pay for car hire or hotel bookings.
How to collect Avios
Beyond using a dedicated credit card, there are several strategic ways to build your Avios balance:
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Fly with partners: Collect Avios whenever you fly with British Airways or oneworld® airline partners like Qatar Airways, American Airlines, and Cathay Pacific.
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Shop with brands online: Shop with over 2,000 brands online at Avios Shop or in store. You can also spend and collect Avios with selected brands at the Edit.
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Hotels and car hire: Collect Avios when you book a stay with dozens of different hotel brands or when you hire a car with Avis or Budget.
You can learn more about how to collect Avios in this short video.
Ways to collect Avios with the Capital on Tap Business Credit Card
The Capital on Tap Business Credit Card has different reward levels. All cardholders earn 1 reward point for every £1 spent, but the amount of Avios you collect depends on your plan.
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Free tier |
Pro tier |
|
|
Avios conversion |
10 points = 8 Avios |
1 point = 1 Avios |
|
Cashback |
Uncapped 1% cashback on every purchase |
Same as Free, plus a boosted 1.25% cashback on Preloaded spend and daily repay |
|
Sign-up bonus |
N/A |
10,000 points (when you spend £5k on your card in the first 3 months) |
|
Annual fee |
£0 |
£299 |
How your business can benefit from Avios
As a business owner, you can use Avios as a strategic tool to manage costs and reward your team. Since you earn points on the business purchases you already make, every pound spent works harder for your company.
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Lower your travel costs: Spend Avios on flights for yourself or your employees. This is a great way to save cash on last-minute business trips.
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Reduce office expenses: You can convert your Avios into Nectar points to buy office supplies, tech, or groceries at stores like Sainsbury’s and Argos.
How do I get started with Avios?
Turning your office supplies and inventory costs into flights is a simple three-step process:
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Join a loyalty programme: Join The British Airways Club or Qatar Airways Privilege Club for free.
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Link your card: In your Capital on Tap portal, navigate to the ‘Rewards’ tab and enter your frequent flyer membership number.
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Redeem your points: Once linked, you can convert your Capital on Tap points into Avios at any time directly from your mobile app or portal.
The bottom line
Using a business credit card that collect Avios is a smart way to reward your company spend. The right card for your business depends on how much you travel and how much you spend each month.
The Capital on Tap Free Business Credit Card card is a strong choice if you want to earn rewards without paying an annual fee. If you or your team travel often for work, upgrading to the Pro tier might be a better fit for you. While there is an annual fee, you get an improved conversion rate of 1 Avios for every £1 spent. This card also includes extra travel benefits like unlimited airport lounge access through Priority Pass, which can make a big difference to your comfort during long travel days. Apply today to start collecting Avios.
Frequently asked questions
How much are Avios worth?
When you spend on your Capital on Tap Business Credit Card, you earn 1% cashback on every purchase you make, which you can then convert into Avios. The number of Avios you collect depends on which Capital on Tap plan you use. If you are on the Pro tier, you collect 1 Avios for every 1 point. If you use the Free tier, you collect 0.8 Avios for every 1 point. These rates can change, so it is always a good idea to check your account for the latest information.
Once you move your points to The British Airways Club or Qatar Airways Privilege Club, their value depends on how you spend them. For example, the number of Avios you need for a flight changes based on where you are going, when you fly, and which seat type you choose. You can check the reward booking sites for British Airways or Qatar Airways to see the current costs for your next trip.
Do Avios expire?
Avios only expire if there is no activity on your account for 36 months.
Because you can convert your Capital on Tap points into Avios at any time, making a transfer is a quick and easy way to keep your British Airways Club or Qatar Airways Privilege Club account active, ensuring your balance does not expire.
What is the best way to collect Avios?
The best way is to use an Avios business credit card, like the Capital on Tap Business Credit Card, for all your expenses. You can also shop with over 2,000 brands online or collect in store with Avios Shop.
