Unlock premium benefits with Pro

Name: Capital on Tap Pro Business Credit Card
Brand: Capital on Tap
Rating: 4.9 (10941 reviews)

Join Pro for only £299 a year and access premium perks tailored to support your business growth.

1% cashback on all card spend
Boosted to 1.25% cashback on preloaded funds
Unlimited airport lounge access
Convert points to Avios

Apply now

Practical credit limits up to £250,000

Rates as low as 14.40% APR (variable)

Premium silver metal card

Radisson Rewards VIP status

Earn rewards on all business credit card spend

Come for the rewards, stay for the all-in-one spend solution. Change your plan at any time.

Free

£0/year

No annual fee

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Uncapped 1% cashback on all card spending
Exclusive offers at partner brands
Redeem points against your balance, for cash, or for gift cards
Convert reward points to Avios (10 points = 8 Avios)
Top up your balance with your own funds with Preloading
Unlimited, free employee cards
No foreign exchange fees
24/7 customer support
3.74% AER* (variable) Instant Savings account**

Pro

£299/year

Billed annually

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Everything from Free, plus:

10,000 bonus points when you spend £5,000 on your card in your first 3 months
Earn 1.25% on all preloaded card spend
Convert reward points to Avios (1 point = 1 Avios)
Unlimited access to 1,600+ airport lounges for the main card holder
Two free guest lounge passes per year and guest discounts
Radisson Rewards VIP status
Premium metal card
Dedicated 24/7 customer support
6 months free Xero for first-time subscribers

Rated excellent by our customers

4.9/5 Apple App Store

4.8/5 Google Play Store

4.7/5 Trustpilot

1.25% cashback on preloaded spend

With Preloading, you can top up your card with your own money and earn even more with Pro. We'll always use your preloaded funds first, and you'll earn 1.25% cashback on anything you buy with them. It’s an easy way to earn more while covering bigger costs.

Unlimited lounge access

Relax at over 1,600 airport lounges worldwide with Priority Pass™. Your membership includes two complimentary guest passes each year, allowing you to share the experience. Additional guests can join for just £20 each.

The Priority Pass™ membership programme is provided by Priority Pass Limited and is subject to the "Priority Pass Conditions of Use," available on their website.

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Travel further with Avios

With Capital on Tap Pro, every purchase on your business credit card earns valuable rewards points that can be converted to Avios. You can then spend these Avios on flights, hotel stays, upgrades, and various other travel expenses.

10,000 bonus points

Give your business a boost with our welcome offer: Earn 10,000 bonus points when you spend £5,000 on your Pro business credit card in the first 3 months.

This offer is only for customers who haven’t received a sign-up bonus before.

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Radisson Rewards VIP status

Get Radisson Rewards VIP status as part of your Pro plan and enjoy great benefits such as free breakfast, room upgrades, and access to VIP areas in selected hotels.

Premium metal card

Upgrade your business with the Capital on Tap Pro metal card. Made from solid reinforced steel, it offers lasting durability and a premium feel.

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24/7 dedicated support

Get help whenever you need it with our dedicated support team. They are available 24/7 to answer your questions and solve any issues quickly, so you can keep your business running smoothly.

Free Xero for 6 months

Simplify your business finances with 6 months of free Xero accounting software for first-time subscribers. Connect your Pro card to track expenses automatically, manage invoices, and get real-time insights into your cash flow.

Capital on Tap reviews

Frequently asked questions

What is Capital on Tap Pro?

Pro is Capital on Tap’s new premium plan for small business owners in the UK. For just £299 per year, Pro members get exclusive benefits, including unlimited airport lounge access, 1:1 Avios redemption, bonus rewards, free Radisson VIP membership, a dedicated 24/7 customer support, and a premium metal card.

What is the Radisson Rewards VIP status?

The Radisson Rewards VIP status, part of the Radisson Rewards loyalty scheme, is the top level in Radisson’s loyalty programme. It gives frequent guests benefits like free room upgrades, complimentary breakfast, and exclusive access to VIP areas.

How do I access airport lounges with Capital on Tap Pro?

Go to the ‘Rewards’ tab in your portal or mobile app to find your lounge access. Just show the QR code from your Digital Membership Card at the lounge for easy entry—there's no need for physical cards or additional documentation.

What other benefits do I get with my Priority Pass™?

In addition to lounge access, Priority Pass gives you extra perks including special discounts at select airport restaurants.

Start earning rewards today. Decision in 2 minutes.

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Page last reviewed on 24 June 2025

by Arianna Colomb