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Business travel credit card

Take your travel experience to the next level with unlimited lounge access, Radisson Rewards VIP status and Avios conversion.

  • Unlock Avios with your rewards points
  • Benefit from unlimited lounge access
  • Enjoy Radisson Rewards VIP status
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Trusted by over 200,000 businesses

Trusted by over 200,000 businesses

1% cashback on all card spend

1% cashback on all card spend

Practical credit limits up to £250,000

Practical credit limits up to £250,000

Rates as low as 15.22% APR (variable)

Rates as low as 15.22% APR (variable)

Upgrade now to a business travel credit card

Come for the rewards, stay for the all-in-one spend solution.

Free

£0/year

No annual fee

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  • Uncapped 1% cashback on all card spending
  • Exclusive offers at partner brands
  • Redeem points against your balance, for cash, or for gift cards
  • Top up your balance with your own funds with Preloading
  • Unlimited, free employee cards
  • No foreign exchange fees
  • 24/7 customer support

Business

£99/year

Billed annually

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Everything from Free, plus:

  • 10,000 bonus points when you spend £5,000 in your first 3 months
  • Convert rewards points to Avios

Pro

£299/year

Billed annually

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Everything from Free, plus:

  • 10,000 bonus points when you spend £5,000 in your first 3 months
  • Convert rewards points to Avios
  • Unlimited access to 1,600+ airport lounges for the main card holder
  • Two free guest lounge passes per year and guest discounts
  • Radisson Rewards VIP status
  • Premium metal card
  • Dedicated 24/7 customer support

Rated excellent by our customers

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What is a business travel credit card?

A business travel credit card is a specific type of credit card designed for businesses or business owners with frequent travel needs.

Its features typically include:

  • Earning rewards like air miles or travel points on spending 
  • No foreign transaction fees for purchases made abroad
  • Integration with expense management tools for easier tracking and reporting of travel costs
  • Special discounts or rates on travel

How to choose the right business credit card for travel?

Here are some tips to choose the right business travel credit card for you:

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Review your travel patterns

Look at how much you spend annually on flights, hotels, etc. Figure out if it’s mostly domestic or international and identify any airline or hotel brand loyalties. 

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Assess rewards offerings

Figure out how many points or air miles are earned per pound spent. Use this to calculate how much in rewards your annual spend could earn you. 

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Evaluate the programme overall

Is it easy to transfer your points to your preferred airlines and hotels? Check for any blackout dates or restrictions that might impact your typical travel.

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Mind the fees

Weigh the annual fee against your estimated rewards earned. Ideally look for a card with no foreign exchange fees so you can spend abroad without extra costs. 

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Consider extras

Consider other benefits for your business. Things like free employee cards, integrated expense management tools, and other points redemption options add value.

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Don’t forget sign up bonuses

Many cards offer large welcome bonuses after meeting a minimum spend. This can boost your rewards balance right from the start. 

Nik Haukohl, Product Director At Capital On Tap

As small business owners navigate the global marketplace, travel business credit cards are essential tools that turn expenses into rewards. With integrated expense management, no foreign exchange fees, and rewards points these cards empower entrepreneurs to make the most of every trip.

Capital on Tap reviews

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Convert points to Avios

With Capital on Tap Business Rewards or Pro, every purchase on your business credit card earns valuable rewards points that can be converted into Avios. Spend Avios on flights, hotel stays, upgrades, and more travel experiences.

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Unlimited access to airport lounges

Relax in over 1,600 airport lounges around the globe with Priority Pass™. Your membership includes two complimentary guest passes each year, allowing you to share the experience with friends or colleagues. Additional guests can join for just £20 each.*

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Exclusive Radisson Rewards VIP

Receive complimentary Rewards VIP status with Radisson and indulge in premium benefits including complimentary breakfast, room upgrades, and access to exclusive areas at select hotels.

Capital On Tap Business Credit Card And Rewards Gift Cards

Travel smart with gift cards

Make the most of your travels by treating yourself to gift cards from top retailers.

Redeem your points for gift cards from Airbnb, Hotels.com, and Virgin.

Capital On Tap Business Credit Cards Customers

Why choose Capital on Tap?

Over 200,000 small business customers have spent more than £10 billion on their Capital on Tap Business Credit Cards.

Our customer stories prove why we are the best choice for your business credit card needs.

Trusted by over 200,000 businesses

4 out of 5 customers are very likely to recommend us to a friend

Apply now