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Business savings account

Instant Savings account

Boost your financial stability and supercharge your business growth with the Capital on Tap Instant Savings account, powered by ClearBank.

  • 4.00% AER* (variable) interest on all your savings
  • Instant access to your funds when you need them
  • FSCS protection up to £85,000 on eligible deposits
Apply now
Capital On Tap Savings
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Zero monthly fees

Zero monthly fees 

Deposit as little as £1

Deposit as little as £1

No maximum balance restrictions

No maximum balance

Start earning interest immediately

Start earning now

Already a Capital on Tap cardholder?

If you're a Capital on Tap Business Credit Card holder, opening an Instant Savings account is quick and easy. Simply log into your Capital on Tap portal and check the 'Savings' tab to verify your eligibility.

Existing customer? Apply for savings now!

Empowering your business growth

At Capital on Tap, we understand the unique financial challenges businesses face. Our Instant Savings account is tailored to support your goals.

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Create a financial safety net

Business can be unpredictable. Our account helps you build a robust financial cushion for unexpected expenses, ensuring you're always prepared.

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Plan for future success

Whether you're eyeing expansion, new equipment, or other milestones, our Instant Savings account is the perfect tool to save for your big goals.

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Earn while you save

Make your money work harder for you. Enjoy the benefits of high-interest earnings without sacrificing cash flow – a smart strategy for any business.

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Capital On Tap Savings Interest Rate

4.00% AER* (variable)

Unlock the full potential of your business savings with a high-yield account offering a competitive 4.00% AER* (variable) interest rate, designed to accelerate your growth and maximize your earnings.

Apply now

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Security and protection

Your funds are safeguarded with FSCS protection up to £85,000 on eligible deposits, ensuring peace of mind for your business savings.

Apply now
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Start saving with as little as £1

Earn our full 4.00% AER* (variable) interest rate on every pound, with no upper limit and no tiered rates based on deposit amount. Your savings can grow without restrictions, allowing you to maximise your earnings regardless of your balance.

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Instant access, no penalties

Access your funds instantly without fees or penalties, ensuring your money is always available when your business needs it.

Apply now
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Unlimited savings

Grow your savings without limits – there are no maximum balance restrictions on your account.

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Zero monthly fees

Maximise your earnings with no monthly fees, allowing you to keep more of the interest you earn.

Apply now
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Small businesses have traditionally had to choose between easy access to their money and earning competitive returns. Through our strategic partnership with ClearBank, we've created a secure, instant-access savings solution that eliminates this compromise.

Apply now for a business savings account

Apply now

Frequently asked questions

A business savings account is a dedicated bank account that allows companies to securely store and earn interest on their surplus cash. Designed to help your business earn interest on money you don't need for day-to-day operations, it offers higher interest rates than typical current accounts. This makes it perfect for building up reserves for future plans, unexpected costs, or exciting growth opportunities. Plus, with no maximum balance restrictions and no monthly fees, it's a no-brainer for savvy business owners looking to boost their bottom line.

Opening a Capital on Tap Instant Savings account is now easier than ever, with no requirement to be an existing customer. Here's how to get started:

  • Check Your Eligibility: Ensure your business meets the account requirements, such as being UK-registered.
  • Gather Necessary Documents: Prepare your business registration details and relevant financial information.
  • Apply Online: Visit our website and complete the simple online application process.
  • Identity Verification: Complete any required identity checks to ensure the security of your account.
  • Receive Account Details: Upon approval, you'll receive your account details and can start saving immediately.

The entire process is designed to be quick and straightforward, allowing you to start earning competitive interest on your business savings as soon as possible.