As a Capital on Tap Business Rewards cardholder, you will earn rewards points every time you make a purchase on your card. You will earn 1 rewards point for every £1 spent on cards linked to your account (yes, we will include spending on any supplementary cards you have too!), and there is no limit to how many rewards points you can collect.

You can check the number of rewards points you have accrued and can redeem within your portal under the “Rewards” tab. Redeeming your rewards points is easy - just enter the number you would like to convert into our simple calculator and decide whether you want to convert to Avios, cashback that we deduct from your balance or cashback that we send to your business bank account.

Convert to Avios

Avios is the reward currency of the British Airways Executive Club, and once collected can be used to spend on rewards such as flights, upgrades, hotel stays, car hire, experiences, wine and more.

You can convert 1 rewards point for 1 Avios. Once converted, just choose your reward:

  • Reward flights: Flights that you book using Avios are called reward flights. You can book to any worldwide destination, where there’s availability, with British Airways and their oneworld® partners.
  • Upgrade: You can use your Avios to upgrade a regular cash booking to the next cabin, where there’s availability, on selected fares with British Airways, Iberia and American Airlines. You pay with your Avios plus a cash amount for taxes, fees and carrier charges.
  • Hotel stays: Spend your Avios on great deals at thousands of hotels around the world.
  • Car hire: Use your Avios to pay for Avis and Budget car rental at thousands of worldwide airport and non-airport locations.
  • Experiences: Spend your Avios on thousands of memorable tours and experiences across the globe.
  • Wine: Treat yourself to exclusive deals on popular wines, Champagnes and beers with Avios.

You can learn more and start spending your Avios on these fantastic rewards here.

* Reward flights and cabin upgrades are subject to availability. Taxes, fees and carrier charges apply. Avios are issued and redeemed in accordance with the British Airways Executive Club terms and conditions. See ba.com/theclubterms.

Convert to balance

Opt to convert to balance and we will reduce your current outstanding balance with us by the money amount of the number of rewards points you want to redeem - for free.

You can redeem each Capital on Tap rewards point for 1% cashback, which means if you convert 10,000 rewards points to balance, we will take £100 off your balance. Just enter the number of rewards points you want to convert or the money amount and you will see that amount come off your balance instantly.

Convert to cash

Opt to convert to cash and we will send the money amount of the number of rewards points you want to redeem directly to your business bank account - for free.

You can redeem each Capital on Tap rewards point for 1% cashback, which means if you convert 10,000 rewards points to cash, we will send £100 directly to your business bank account. Just enter the number of rewards points you want to convert or the money amount and you will see that amount land in your bank account instantly.

Not a Capital on Tap Business Rewards Credit Card holder yet?

If you are not yet a Capital on Tap customer, you can apply for our Business Rewards Credit Card here and start earning rewards points immediately.

If you hold our Business Credit Card, you can upgrade to a Business Rewards Credit Card in your Online Portal

To find out how to maximise rewards on your business credit card, read our guide here.