Capital On Tap Business Rewards Credit Card With Avios Plan Cost
Capital On Tap Business Rewards Credit Card With Avios Plan Cost

Take flight with Avios

Upgrade to Business Rewards, the business credit card with travel rewards, to redeem your points for Avios.

  • Earn Avios points on every purchase
  • 10,000 bonus points in your first 3 months
  • No FX or ATM fees
Trusted by over 200,000 businesses

Trusted by over 200,000 businesses

1% cashback on all card spend

1% cashback on all card spend

Practical credit limits up to £250,000

Practical credit limits up to £250,000

Rates as low as 15.5% APR (variable)

Rates as low as 15.5% APR (variable)

Upgrade to the best small business credit card with travel perks

Come for the all-in-one spend solution, stay for the business credit card with travel rewards.

Free Rewards

Earn 1% cashback on your everyday card spending including bills, operating costs, and general expenses. 

No annual fee

Apply now
  • Uncapped 1% cashback on card spending
  • Exclusive offers like savings at Dropbox, Slack, Superscript, and more
  • Redeem points against your balance, for cash, or for gift cards
  • Top up your balance with your own funds with Preloading
  • Redeem points for Avios
  • 10,000 bonus points when you spend £5,000 in your first 3 months

Business Rewards

Business credit card with Avios. All the standard rewards plus bonus points and extra redemption options.

£99 per year

Apply now
  • Uncapped 1% cashback on card spending
  • Exclusive offers like savings at Dropbox, Slack, Superscript, and more
  • Redeem points against your balance, for cash, or for gift cards
  • Top up your balance with your own funds with Preloading
  • Redeem points for Avios
  • 10,000 bonus points when you spend £5,000 in your first 3 months

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Paying With Capital On Tap Business Credit Card
Paying With Capital On Tap Business Credit Card

How to collect Avios points?

Flying isn’t the only way to earn Avios, upgrade to the Capital on Tap Business Rewards Credit Card to earn Avios points on your everyday business spending. 

Earn 1 point for every £1 you spend on your Capital on Tap Rewards Business Credit Card.

Capital On Tap Business Credit Card Rewards
Capital On Tap Business Credit Card Rewards

Get a generous 10,000 bonus points

Take your business further with 10,000 bonus points you can redeem for 10,000 Avios points or £100 cashback when you spend £5,000 in your first 3 months.

Use your Avios points to fly further - book flights, hotels and more for your next trip using the best small business credit card for travel.

Capital on Tap reviews

Woman In Wine Shop Holding Capital On Tap Business Credit Card
Woman In Wine Shop Holding Capital On Tap Business Credit Card

How can I spend my Avios?

Turn your business spending into rewarding experiences. Use your Avios points to enjoy:

  • Flights
  • Cabin upgrades
  • Hotel stays 
  • Car hire
  • Tours and experiences 
  • The Wine Flyer
  • High Life Shopping  
Capital On Tap Business Credit Card, App And Mobile UK
Capital On Tap Business Credit Card, App And Mobile UK

How can I redeem my points?

If you are a Business Rewards Credit Card customer, you can redeem your rewards points against your balance, for cash, gift cards, or Avios via the Rewards page in your Capital on Tap app or online portal, you just need your British Airways Avios account details to hand!

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Frequently asked questions

The Capital on Tap Business Rewards card is a business credit card with travel rewards. Cardholders are able to cash in their points for Avios to book travel around the world.

A travel rewards card is a credit card or charge card in which you earn points you can redeem for flights, accommodations, and other travel-related expenses, often at a discounted rate.

Travel rewards allow you to book travel in the form of flights, accommodations, tours and experiences, and more. When you accumulate points with a personal or business credit card with travel rewards, you can redeem them to book travel, often at a discounted rate.

Business credit cards with travel rewards allow you to redeem points for travel rewards, such as air miles or accommodations. The points you earn on your Capital on Tap Business Rewards Card can be redeemed for Avios to book flights, hotels, and more for yourself, family, and friends.

An Avios business credit card let you redeem credit card points for Avios to book travel for yourself, family, and friends. With the Capital on Tap Business Rewards card, you earn points on every pound your business spends, all of which can be redeemed for Avios or other cash back, gift card, or travel rewards.

Avios is the British Airways Executive Club's reward currency. You collect Avios when you book flights, hotel stays, car hires, and more. You also earn points you can redeem for Avios on certain business credit cards with travel rewards, including the Capital on Tap Business Rewards Card. Avios can then be redeemed for travel rewards.

Avios points is the rewards currency of British Airways’ Executive Club. You can redeem Avios points for travel-related benefits like flights, upgrades, car hire, and more.

You earn 1 Avios point for every £1 you spend on your Capital on Tap Business Rewards Credit Card. 

The value of Avios points is dependent on your date of travel, destination and travel class. Use British Airways’ Reward Flight Finder to search for available dates and flights to understand the value of your Avios points. You can also redeem your Avios on hotels, car hires, experiences and more.

The Avios points you earn with your business credit card for travel will stay valid as long as you collect, spend, purchase, or share at least one Avios every 36 months. If no action is taken in 3 years, your Avios will expire and be removed.

Checking your Avios is easy. Simply log in to your account with British Airways Executive Club or one of their partners - Iberia Plus, Aer Lingus AerClub or Vueling Club. Your up-to-date Avios balance will be right there.

While Avios are non-transferable, you can use the Avios you earn with your business credit card for travel to book travel for family or friends. If you have a business credit card with Avios, this is a great option to travel with loved ones or book a vacation for the whole family.

You can fly British Airways, Iberia, Aer Lingus, and Vueling with Avios you accumulate from your business credit card.

The easiest way to check if you can use your Avios points for personal travel is to review your credit card’s terms and conditions.

Running a business can come with big travel costs. But you can turn expenses into rewards with Avios. Earn points on everyday business expenses then redeem those points to book or upgrade business travel for your employees at a discounted rate, or book meetings and events at participating hotels and conference centres.

Different credit card providers will have different Avios sign-up bonuses. With the Capital on Tap Business Rewards, you’ll earn 10,000 bonus points you can redeem for 10,000 Avios points or £100 cashback when you spend £5,000 in your first 3 months.

No, with Capital on Tap’s Business Rewards Credit Card, earn Avios points on every pound you spend, with no minimum annual or monthly spending amount.

Page last reviewed on 09 October 2023

by Lily Winnan