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The credit card built for small businesses

Earn 1% cashback with credit limits of up to £250,000 to take your business further. No hidden charges or annual fee.

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Point 1

Uncapped 1% cashback with no annual fee

Point 2

Rates as low as 15.5% APR (variable)

Point 3

Practical credit limits up to £250,000

Point 4

Free company cards with spend controls

How to choose the right business credit card for travel?

Here are some tips to choose the right business travel credit card for you:

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Review your travel patterns

Look at how much you spend annually on flights, hotels, etc. Figure out if it’s mostly domestic or international and identify any airline or hotel brand loyalties. 

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Assess rewards offerings

Figure out how many points or air miles are earned per pound spent. Use this to calculate how much in rewards your annual spend could earn you. 

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Evaluate the programme overall

Is it easy to transfer your points to your preferred airlines and hotels? Check for any blackout dates or restrictions that might impact your typical travel.

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Mind the fees

Weigh the annual fee against your estimated rewards earned. Ideally look for a card with no foreign exchange fees so you can spend abroad without extra costs. 

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Consider extras

Consider other benefits for your business. Things like free employee cards, integrated expense management tools, and other points redemption options add value.

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Don’t forget sign up bonuses

Many cards offer large welcome bonuses after meeting a minimum spend. This can boost your rewards balance right from the start. 

Testimonial Image

Cash flow is a challenge for product-based businesses, so it’s helped. I always have my Capital on Tap card to rely on.

Vic Wood
Founder of Greener Beauty
Read customer stories
Testimonial Image

Cash flow is a challenge for product-based businesses, so it’s helped. I always have my Capital on Tap card to rely on.

Vic Wood
Founder of Greener Beauty
Read customer stories

Frequently asked questions

A business expense card, also known as a corporate card or company card, is a financial tool used by businesses to manage and track employee expenses.

It functions similarly to a business credit card, in that it should only be used for business related spending, but it is issued to employees of the company not to the company itself. The purpose of a business expense card is to simplify the process of making and reconciling business-related purchases, while also providing a level of control and oversight for the business owner.

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Frequently asked questions

A business expense card, also known as a corporate card or company card, is a financial tool used by businesses to manage and track employee expenses.

It functions similarly to a business credit card, in that it should only be used for business related spending, but it is issued to employees of the company not to the company itself. The purpose of a business expense card is to simplify the process of making and reconciling business-related purchases, while also providing a level of control and oversight for the business owner.

test 2 content

test 3 content

test 4 content

test link

Frequently asked questions

A business expense card, also known as a corporate card or company card, is a financial tool used by businesses to manage and track employee expenses.

It functions similarly to a business credit card, in that it should only be used for business related spending, but it is issued to employees of the company not to the company itself. The purpose of a business expense card is to simplify the process of making and reconciling business-related purchases, while also providing a level of control and oversight for the business owner.

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test 4 content

test link

How it works

Set card controls and never worry about overspend again.

Item 1 Finaicial Growth Dark

Create employee cards

Create free physical or virtual cards and share the financial tasks with employees.

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Create employee cards

Create free physical or virtual cards and share the financial tasks with employees.

Item 3 Finaicial Growth Dark

Create employee cards

Create free physical or virtual cards and share the financial tasks with employees.

UK

How it works

Set card controls and never worry about overspend again.

Step 1 Finaicial Growth Dark

Create employee cards

Create free physical or virtual cards and share the financial tasks with employees.

Step 2 Finaicial Growth Dark

Create employee cards

Create free physical or virtual cards and share the financial tasks with employees.
Step 3 Finaicial Growth Dark

Create employee cards

Create free physical or virtual cards and share the financial tasks with employees.

Business credit cards

Make every spend rewarding

Join thousands of small businesses getting more rewards. Discover the premier choice for hassle-free business credit.

Unlock spending power

High credit limits

Capital on Tap credit card

Capital on Tap can approve credit limits of up to £250,000, providing businesses greater flexibility to manage their expenses.

Other business credit cards

Your credit limit is subject to change and may decrease if you miss payments on other accounts.

Your financial well-being comes first

No annual or FX fees

Capital on Tap credit card

Unlike some business credit cards with annual fees, the Capital on Tap Business Credit Card is completely free, making it accessible for small businesses. Plus, use it abroad with no FX fees.

Other business credit cards

Cards with no annual fees are rare, and even if your first year is free, you might have to pay later. Also, FX fees may apply, with rates dependent on the plan you choose.

Redeem rewards your way

Flexible rewards redemption

Capital on Tap credit card

Capital on Tap offers flexibility in how businesses can redeem their rewards, including cashback, gift cards, balance, or travel rewards.

Other business credit cards

Rewards may change and are often set up as limited-time offers for your first year of use, requiring a minimum spend to unlock them.

Make every spend rewarding

Join thousands of small businesses getting more rewards. Discover the premier choice for hassle-free business credit.

Unlock spending power

High credit limits

COT Card

Capital on Tap can approve credit limits of up to £250,000, providing businesses greater flexibility to manage their expenses.

Other

Your credit limit is subject to change and may decrease if you miss payments on other accounts.

Your financial well-being comes first

No annual or FX fees

COT Card

Unlike some business credit cards with annual fees, the Capital on Tap Business Credit Card is completely free, making it accessible for small businesses. Plus, use it abroad with no FX fees.

Other

Cards with no annual fees are rare, and even if your first year is free, you might have to pay later. Also, FX fees may apply, with rates dependent on the plan you choose.

Redeem rewards your way

Flexible rewards redemption

COT Card

Capital on Tap offers flexibility in how businesses can redeem their rewards, including cashback, gift cards, balance, or travel rewards.

Other

Rewards may change and are often set up as limited-time offers for your first year of use, requiring a minimum spend to unlock them.

Apply now