2-min application &
Rates as low as
Unlimited free FX and
Cashback and Avios
lent to UK businesses
We have reached a fantastic milestone. We have lent
1 billion pounds directly to small businesses in the UK.
1 billion and counting!
Cash or card? Your choice.
You control how to use your funding. Spend on your self-employed credit card or send the funds straight to your high street bank account.
Say goodbye to terrible fees.
We don't charge any FX, ATM, or other hidden fees and, if you pay your balance in full, you won't pay any interest on your card purchases
Great rates as low as 9.9% APR.
Actual rate may vary based on your profile, representative APR of 39.9%.
Run smooth with Xero
Tools to easily manage your finances so you can focus on what you love.
Upgrade to Business Rewards.
Earn reward points on all card spend that you can redeem for cashback and Avios.
Earn 1 point for every £1 of card spend. Redeem 1 point for 1p (1% cashback) or 1 Avios. £99 upfront annual fee. 10,000 bonus points that you can redeem for £100 cashback or 10,000 Avios when you spend £5,000 on your card in your first 3 months. Sign up today!
Learn why our customers love us.
We have already helped over 20,000 sole traders and freelancers in the UK and add a new customer every 5 minutes. See how we can help you today.